How To Shop Online And Save Money: A Quick Guide

Kajal Dasgupta
3 min readSep 3, 2021

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There is scarcely a person in the world that does not enjoy getting a good deal on something they buy, or a freebie of some sort. But for smart shoppers, getting discounts is a regular affair — the key lies in shopping online and making the most of discounts and online funding options. Consider the best ways to save money with online shopping:

· Take a BNPL loan to shop.

You must have often faced a situation where there was a sudden need, such as an impromptu office party or a last-minute invite to an engagement, and you needed to shop for clothes and other essentials while your funds were low. This kind of last-minute spending can dig heavily into your already dwindled income. If you need to buy essentials at the last minute in the future, first secure a buy now, pay later loan with a leading loan app. This is a credit line loan that you can use to buy everything from groceries to medicines, and you can even book cab services and home cleaning with it. You can take a buy now, pay later credit loan for online shopping on Flipkart, Amazon, Big Bazaar and other prominent brands instead of spending money upfront.

· Look for weekly discounts.

Every online retailer, especially in the grocery space, has a day of the week where they offer heavy discounts across product categories, and also BOGO (Buy One, Get One) offers on a lot of products. Wait for the weekly discount day to stock up on kitchen and home essentials. These save a lot of money on the final bill, which you can use for the next week’s shopping. The savings might seem small at first, but they accumulate into big monies over the long run. If the adage ‘Every penny saved is a penny earned’ is true, then you earn quite a lot of money with weekly discount shopping days.

· Buy subscriptions for daily essentials.

Every household requires daily essentials like milk, bread, eggs, curd, and the like for its meals. Instead of buying these items separately from the corner grocery shop, you can start an online subscription with a company that offers the facility, for a daily quantity. Most such online supply companies give a discount on the subscription or waive delivery charges if you book the service for at least one month. Check your finances at the end of the month to find out that you have saved money with the subscription route. Do the same for your newspaper supply by dealing directly with the company.

· Wait for online stores to announce sales.

The festive season is the best time to shop online. Every brand seeks to cash in on the festive enthusiasm by introducing fresh stocks and offloading old inventory at cheap prices. You should wait to shop for clothes, bags, shoes and other big ticket items during the festive sale rush, to get the best deals, discounts ranging from 50% to 80%, and a huge variety of brands on offer. With each sale, you can buy more products while spending less money than you otherwise would. You can also take a credit line loan to shop if you are short of funds at this time.

Conclusion

The article above illustrates five simple points that help you save money with online shopping. With every store putting up its entire inventory online and delivering to your doorstep, there really is no need to shop offline any more.

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Kajal Dasgupta
Kajal Dasgupta

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